Helpful resources
Prepare with reliable information.
Use these official sources and practical checklists to organize your questions before making a Medicare decision.
Bring these five things
- Your Medicare card and current plan cards
- A complete prescription list with doses and frequency
- Your doctors, specialists, hospitals, and pharmacies
- Recent plan notices, including the Annual Notice of Change
- Your questions, travel needs, and monthly budget priorities
Official sources
Common questions
Do I have to enroll at age 65?
Not everyone must enroll at the same time. Employer coverage, Social Security status, and other circumstances can affect timing. Confirm your situation before delaying Part A, Part B, or Part D.
Should I review my coverage every year?
Yes. Plan premiums, benefits, networks, formularies, and pharmacy arrangements may change, and your own needs may change too.
Is the lowest premium always the least expensive option?
No. Consider total annual cost, including deductibles, copays, coinsurance, medications, and the care you expect to use.
Can I keep all my doctors?
That depends on the coverage path and plan. Provider participation and networks should be confirmed directly before enrollment.