1
Which doctors matter?
Make a list of your physicians, specialists, preferred hospital, and pharmacies before comparing networks.
Medicare made understandable
Clarity before you choose.
Medicare has a lot of moving parts. I help you understand the differences, ask the right questions, and compare your options without pressure.
A simple place to begin
Three questions worth answering first
The right coverage starts with your doctors, prescriptions, travel habits, budget, and comfort with out-of-pocket costs—not with a plan name.
2
What prescriptions do you take?
Drug formularies, tiers, preferred pharmacies, and annual costs can differ substantially from one plan to another.
3
How do you use care?
Consider travel, referrals, predictable premiums, and how much financial uncertainty feels comfortable.
Your two main paths
Understand the structure—not just the extras.
Most people build their coverage around Original Medicare or choose a Medicare Advantage plan. Each path works differently.
- Original Medicare with optional Medigap and Part D coverage
- Medicare Advantage plans offered by private insurers
- Annual review of doctors, prescriptions, costs, and benefits
“My role is to slow the process down, explain what matters, and help you make an informed decision.”
— Michael Ryan
Have questions about your current coverage?
Bring your doctors, prescriptions, and plan notices. We’ll work through them together.